Opening a savings account

AccountAbility Minnesota customers can open a savings account at one of our partner banks or credit unions, regardless of financial history.

Having a savings account will allow you to receive your state refund in as soon as 4-5 business days and federal refund in 9-15 business days by filing electronically and having the money directly deposited into your account. 

Savings accounts are available to customers with proper Minnesota state identification and a Social Security card or Individual Tax Identification Number (ITIN) card.  

To open a savings account you will need to bring the following documents:

Proof of Identification and Address (provide one of the following)

• Valid Minnesota driver’s license*

• Valid Minnesota state ID*
• Expired Minnesota driver’s license & valid renewal receipt (renewal receipt must have been issued in the past 30 days)
• Out-of-state ID & valid Minnesota resident application receipt with current address (receipt must have been issued in the past 30 days)
  
  *If your current address does not match the address on your Minnesota driver’s license or state ID, you will need to go to the DMV for a change of address form or you will need to provide proof of current address by providing a utility bill or a paystub that has your name and current address on it (cell phone bills will not be accepted).

Taxpayer Identification Number (provide one of the following)
    •    Social Security card

    •    Individual Tax Identification Number document (ITIN)